Federal and state obligations overlap
Payment companies may need to track FinCEN requirements, consumer-finance rules, sanctions guidance and state money-transmission requirements.
RegWatch for Payment Companies and Money Services Businesses
Stay ahead of regulatory change across payments and money transmission.
Monitor the FinCEN, state licensing, consumer payments, sanctions, privacy and security sources your organization selects. RegWatch helps teams understand what changed, important dates, affected topics and what may require review next.
No credit card required for the free monitoring account.
Regulatory change command center
FinCEN BSA/AML
MSB Registration
State Money Transmission
NMLS
Regulation E
Remittance Transfers
OFAC Sanctions
PCI DSS
Why RegWatch
Payments compliance crosses federal rules, state licenses and product models.
Requirements can vary by service, customer type, funds flow, delivery channel and jurisdiction. RegWatch brings selected regulatory and standards sources into a consistent monitoring and review process.
Licensing changes across jurisdictions
State regulators may update application, renewal, reporting, permissible investment, bonding or examination expectations on different schedules.
Products evolve faster than manuals
New payment methods, account features, agent models and partnerships can create review needs across policies, disclosures and controls.
Operational teams need context
A raw alert does not explain which product, jurisdiction, process or owner should review the change.
Monitoring Coverage
Build a watchlist around your products, licenses and transaction flows.
Select the federal, state, standards and guidance sources that matter to your operating model. Available coverage depends on the selected monitors and sources.
BSA/AML and MSB requirements
Selected FinCEN rules, advisories, registration materials, suspicious activity, recordkeeping and AML program sources relevant to MSBs.
State money-transmission licensing
Selected state regulator and licensing-system materials involving applications, renewals, reporting, examinations and other license obligations.
Consumer payment protections
Selected CFPB materials involving Regulation E, prepaid accounts, remittance transfers, disclosures, error resolution and related payment topics.
Sanctions and restricted-party controls
Selected OFAC sanctions programs, licenses, guidance and compliance materials relevant to transaction screening and escalation.
Privacy, cybersecurity and data safeguards
Selected federal, state and standards sources involving customer information, incident response, cybersecurity and payment-card security.
Networks, agents and product operations
Selected materials affecting agents, partners, payment networks, stored value, digital payment products and operational controls.
Monitor availability and applicability vary by source, jurisdiction and organization. Your team chooses the watchlist it wants RegWatch to follow.
How RegWatch Works
Move from “something changed” to a focused review process.
Select your monitors, receive organized change intelligence and optionally connect policies or procedures for gap assessment.
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1
Select your monitors
Choose the agencies, regulations, standards, licensing sources and jurisdictions that matter to your operations.
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2
Review focused change summaries
See what changed, important dates, affected requirements, source links and suggested review areas.
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3
Connect documents when useful
Upload and assign relevant policies, procedures, plans or control documents to the monitors they support.
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4
Assess gaps and document action
Review potential gaps, ownership, next steps and supporting evidence in a consistent workflow.
Illustrative workflow
New Update
A change is detected. Your team sees the context.
1
Monitor
Selected source
Actively monitoring
RegWatch follows the rule, bulletin, manual, guidance or licensing source your team selects.
2
Detect
Change identified
Change Alert Detected
Payments Compliance Update
New
+
Requirement updated
Source captured and compared with the previous version.
The update is captured, summarized and organized so reviewers can focus on what changed.
3
Review
Context delivered
RegWatch Review
Ready for your team
Ready
SummaryWhat changed
Key datesWhen it matters
PoliciesWhat to review
Next stepsWho owns action
Assigned to compliance, operations and legal reviewers
Your team receives a focused review package instead of another unstructured alert.
Built for Payments and MSBs
One monitoring approach for diverse payment products and licensing footprints.
RegWatch can support organizations with different products, agent networks, state licenses and compliance owners without forcing every team into the same watchlist.
Create your free monitoring account
Money transmitters
Digital wallet providers
Payment processors
Remittance providers
Prepaid and stored-value programs
Payments compliance and licensing teams
What Your Team Gains
A more manageable way to stay aware, assess impact and document follow-through.
Less manual monitoring
Reduce repeated searches across individual regulator, agency and standards websites.
More focused reviews
Give owners the source, dates, affected topics and review context in one place.
Better document alignment
Connect selected requirements with the policies, procedures and plans your team relies on.
A clearer audit trail
Keep regulatory updates, assessments, review activity and supporting evidence organized.
Frequently Asked Questions
Payments monitoring, with clearer ownership and context.
Start with selected regulatory sources, then add policy assessment workflows when your team is ready.
Talk to AllgressWhich payment and MSB sources can RegWatch monitor?
Organizations can select relevant FinCEN, CFPB, OFAC, state licensing and standards sources, along with selected privacy and cybersecurity materials. Available coverage depends on the monitors and sources selected.
Can we organize monitoring by state license?
Yes. Watchlists can be structured around the states, legal entities, products and internal owners your organization chooses.
Can RegWatch track changes to Regulation E and remittance materials?
Selected CFPB rules, interpretations, FAQs and compliance resources can be included when those monitors are available and chosen by your team.
Are policy uploads required?
No. Policy uploads are optional. You can use RegWatch for monitoring and organized change summaries without uploading policies or procedures.
Does RegWatch decide whether we are an MSB or need a license?
No. Your organization is responsible for legal classification, licensing and applicability decisions. RegWatch provides regulatory intelligence and workflow support, not legal advice.
Start with the sources that matter to you
Make payment regulatory monitoring easier to manage.
Create a free RegWatch account and begin building a watchlist around the sources your organization selects.